What our clients say

“We were first introduced to Rick when he was acting on behalf of Seddon Homes as their recommended mortgage broker. To secure the new-build property we were hoping to purchase, Rick managed to get us a mortgage-in-principle on the same day as we made our offer on the property to make sure it was taken off the market and our offer accepted. We were extremely pleased with Rick’s knowledge and the speed with which he managed to facilitate securing the property.

Thereafter, he conducted a full appraisal of our financial situation to make sure he recommended, and then secured, the best available mortgage product in the market for our needs. Throughout the process, we were delighted with Rick’s hard work, depth of knowledge, attention to detail, and his availability to answer all our questions! Our current mortgage is coming up for renewal in 18 months and we will definitely be using Rick again to make sure we get the best deal when the time comes. We highly recommend Rick.”

— Mark & Lynn

“We couldn’t be happier with our experience working with Rick when buying our first home. From the first consultation, Rick made the entire process smooth, clear & stress-free. Rick took the time to understand our finances and secured us a mortgage in principle within the first few days of speaking with him. He kept us in the loop at every step and was always on hand to answer any questions or concerns we had, and very responsive to any messages we sent. 

Once we had the offer accepted on our home, Rick went above and beyond to secure us the best mortgage offer which worked perfectly within our budget. Thanks to Rick’s swift responses and proactive approach, we were moved into our first home within 7 weeks of our offer being accepted. 

We highly recommend Rick and will most definitely be contacting him again when our fixed term ends.”

— Alicia & Callum

“We had an excellent experience working with Rick on securing a new-build mortgage. He made the process straightforward, provided clear and detailed explanations, and worked flexibly around our busy schedules. Rick was easy to reach, kept us well-informed, and helped us make quick, confident decisions.  

The entire process, from offer acceptance to completion, was concluded within eight weeks, allowing us to secure a 24-month fixed-term mortgage smoothly.  

We highly recommend Rick for his professionalism, efficiency, and client-focused approach.”

- Dave & Lola

“Rick helped us with our new build mortgage, the process was very smooth with Rick as he guided through the process and answered all our questions efficiently and quickly! 

The communication was spot on and he always helped us no matter the time of day!

We would highly and have already recommended Rick because of smooth the process was and will definitely be back in touch in the future!

5/5 stars”

- Ben & Rebecca

“I came across Rick’s contact while searching for mortgage companies. From our initial discussion, he advised us to wait another six months based on our circumstances. Right from the first call, I trusted him—his guidance was clear and actionable. He suggested a few key points to improve our situation, such as enhancing our credit score and increasing our deposit. We followed his advice, and it made a real difference.

Six months later, we started our mission to find a home and eventually discovered Seddon Homes. To our surprise, Seddon Homes provided us with the details of a mortgage adviser—and one of the firms turned out to be RPC Financial Services and the same Rick! I immediately felt 100% confident knowing it was the same person who had earlier given us such valuable advice.

Rick was instrumental in helping us secure our Agreement in Principle (AIP), complete the reservation, and navigate all the related risks and mitigation strategies. Thanks to his expertise and dedication, we are now living in our new Seddon Home.

As first-time buyers, we cannot thank Rick enough for making what seemed like a daunting process smooth and achievable. He worked tirelessly to turn our probabilities and feasibility into reality, guiding us every step of the way until we had the keys to our new home.

We strongly recommend Rick as an experienced, knowledgeable, and reliable mortgage adviser without any hesitation.”

 - Ravindra & Gayani

“I can’t recommend Rick enough as a mortgage advisor.

He has been an absolute standout for me, always going above and beyond in every way. Whether it’s for my personal mortgage or buy-to-let mortgages for my company, he has consistently been incredibly helpful, approachable, and professional. His extensive knowledge of the market makes him an invaluable asset, and no matter the question or issue, he’s always available to offer advice and support. Having used his services multiple times, I can confidently say he’s the best in the business.

If you're looking for someone you can rely on, Rick is the one!”

-Gi-Bo Properties Ltd

“We had a great experience with Rick who helped us with our new build mortgage. He made the process super straight forward and easy to understand as first time buyers.

The whole process from being interested in a specific new build house to moving in was 7 months but that was only due to completion of the property, Rick was able to work with lenders and secure the best possible market rate for us at the time.

Communication, expertise and explanations were amazing throughout. We were first time buyers and he was detailed and concise throughout.

Rick is a fantastic professional and a lovely man and we 100% would recommend!”

-Harley & Jordan

“I could not recommend RPC Financial Services enough for mortgages and life insurance. I recently took out a new mortgage and through no fault of my own there was hurdles and set backs shortly afterwards. However Rick always remained focused on my application, giving regular updates and comfort that every avenue was being explored and no stone would be left unturned to navigate through the set backs. This made the process so much smoother knowing no matter what, every effort was going into my application to move it along at pace giving me a great sense of reassurance in what was a very stressful period. Communication from start to finish was second to none, and Rick was always on hand regardless of the time or day giving thorough feedback and explanations on where my application was. I have no doubt I will use RPCFS again and would recommend without hesitation to any of my family and friends that require any of these services in the future.”

-Jon H